Where to Get Help Regarding Group Health Insurance CT

You’ll find that Connecticut health insurance plans can be purchased from a variety of insurance firms such as Anthem, Aetna, Cigna, Golden Rule, Tonik, Connecticare, Health Net and United Health Group. Most of these companies provide an assortment of health care plans including those for small businesses, individuals and families.

If you don’t receive health care coverage from your employer you’ll be able to buy it from one of the state’s private insurers or receive assistance from a government sponsored plan such as Medicare or Medicaid if you’re eligible. If you’re looking for a suitable health plan you can always receive the assistance you need from Secure Future Services.

The company can quote the rates for various plans from insurance providers that will meet your price range and coverage needs. An agent will also be able to help those who are self employed find a suitable Group health insurance CT plan. Group plans are usually ideal for many people since employers typically cover a certain percentage of the premiums while the employees pay the rest. In addition, you can’t be denied coverage due to any pre-existing conditions which you may suffer from.

With a group plan, the employer negotiates a single policy for all employees and the whole group is underwritten rather than the individual members and this will determine how much the monthly premiums will cost everybody. The cost is also determined by the specific type of coverage that the plan offers as well as how healthy the group in general is and its average age.

However, there are sometimes waiting periods for new employees which mean the benefits will kick in after a certain length of time such as three months. If this is the case you may want to buy a short-term policy until your group coverage starts. Just remember you shouldn’t go without health insurance for any longer than 63 days because an insurer may turn you down for coverage regarding pre-existing for the first year of your new coverage.

If you’re between jobs you should be eligible for the government-sponsored COBRA program which allows you to keep your previous coverage for up to another 18 months after leaving your last job. However, you will have to pay the premiums.

For more information on Group health insurance CT don’t hesitate to contact Secure Future Services at www.easyhealthins.com or by telephone. An agent will be able to assist you with all your insurance needs as well as supply you with free, no-obligation quotes.